2.1 Types of Data Collected

When using the site, information may be collected, including but not limited to:

• Name and email address provided voluntarily for newsletter registration
• IP address
• Browser operating system and device type data
• Usage data and browsing statistics
• Cookies and similar digital identifiers

2.2 Purposes of Data Use

The collected data may be used for the following purposes:

• Sending updates and content to subscribers who signed up voluntarily
• Operating maintaining and improving the site
• Statistical analysis of user activity and traffic
• Information security and protection against unauthorized use

2.3 Sharing Data with Third Parties

The site may use third-party services for hosting email distribution data analysis and technical operations. These parties may process data in accordance with their own privacy policies and applicable law.

Data will be shared with additional third parties only if required by law or to protect the rights of the site owner.

2.4 Data Retention and Security

Data will be retained for the period required to fulfill the purposes for which it was collected or as required by law.

Reasonable efforts are made to maintain data security. However, the site owner cannot guarantee absolute protection against breaches technical failures or unauthorized use.

2.5 User Rights

In accordance with applicable law you may contact through the communication channels published on the site to request:

• Removal from the mailing list
• Access to personal data stored
• Deletion of personal data

2.6 Cookies

The site uses or may use cookies and similar technologies for operational measurement security and service improvement purposes.

You can block or delete cookies through your browser settings. Blocking cookies may affect site functionality.

3.1 Permitted Use

Use of the site is permitted for personal and lawful purposes only. The user agrees not to use the site in any manner that violates any law infringes on the rights of any third party disrupts the operation of the site attempts unauthorized access to systems or data or engages in malicious activity.

3.2 Intellectual Property

All rights in the content published on the site including text designs graphics code logos and other content are reserved to Nitay Neeman unless explicitly stated otherwise.

No content may be copied reproduced distributed published translated or used commercially without prior written permission from the site owner.

3.3 External Links

The site may contain links to external websites. These links are provided for convenience only. The site owner has no control over the content of external websites and bears no responsibility for their content policies or operations.

3.4 No Guarantee of Accuracy or Currency

The content on the site is written at a specific time and based on information available at the time of publication. Some information including regulatory tax or financial policy matters may change over time and may no longer be current complete or accurate.

The site owner does not guarantee the correctness completeness reliability or currency of the content and is not obligated to update it.

3.5 Changes to Terms

The site owner may update modify or amend this document at any time without prior notice. An updated version will be published on the site and will take effect upon publication.

The information on the site is not tailored to the personal circumstances of any individual user and is not a substitute for individual professional advice.

Use of the site does not create an advisor client fiduciary agency or any other professional relationship between the site owner and the user.

Any reliance on the information on the site whether direct or indirect including action or inaction is at the sole responsibility of the user.

The site owner shall not be liable for any damage direct or indirect special or consequential including financial loss loss of profits or any other damage arising from the use of the site or reliance on its content.

Investments and financial management involve risks including the possibility of full or partial loss of the investment. There is no guarantee of any return profit or specific outcome.